Blackjack Pays 3 To 2

It’s March 2 — or 3-2, as in how much a “natural” blackjack hand is usually paid to a player who beats the dealer. A natural occurs when a dealer delivers a player an ace and a 10-card to score 21. Circa, The D and Golden Gate only offer 3:2 blackjack. The minimum bet is typically $10 or $15 at The D and Golden Gate and $15 or $25 at Circa. There is also a $100 stand on all 17 six-deck game in the high limit salon at Circa. Double down before and after splitting is available at these casinos. All regular blackjacks pay 3:2 at Plaza. Plaza deals a $5 or $10 six-deck game with double down before and after.

There was a time that Las Vegas was flush with single deck blackjack games that paid 3-2 on an ace and a face. That is no longer the case. Most single deck blackjack games in Las Vegas only pay 6-5 on a natural.

El Cortez, located just east of the Fremont Street Experience downtown, is one of two casinos in Las Vegas that still spreads 3-2 single deck blackjack. The game is found at most of its tables. The minimum bet is usually $5, but peak hours may become $10. Players may double down on any two cards but not after splitting. The dealer hits soft 17. Split aces receive only one card each. Surrender is not permitted.

Silverton offers single deck blackjack. It is down to just one table at this locals’ casino located south of the Las Vegas Strip. The rules are a bit tighter here than they are at El Cortez. Players may only double down on 10 and 11 and not at all after splitting. The dealer hits soft 17. Re-split aces and surrender are not permitted. The minimum bet is usually $10.

Blackjack players willing to drive an hour will find a good single deck game in Mesquite. It is at Eureka Casino. Players may double down on any two cards and double after splitting. Like the Las Vegas single deck games, the dealer hits soft 17 and there is no surrender or re-split aces. The bet limits for this table are $10 to $100.

What Happened to 3-2 Single Deck Blackjack Games on the Vegas Strip?

Unlike real money blackjack tables online, there are very few 3-2 single deck blackjack games on the Las Vegas Strip these days. These casinos tightened up over the years. Single deck games became double deck or shoes with six or eight decks. The single deck games that remained started paying 6-5 on a natural.

Casinos bet on the fact that players would still give action to 6-5 single deck games with the attitude that they wouldn’t know how much that affected the odds or just not care. The belief among some gamblers was that 6-5 single deck is still better than a 3-2 game with more decks. Unless there are unusual rules, this is simply not the case.

What You Can Play Instead?

Players that do not have access to the 3-2 single deck games should choose double deck games. At Treasure Island, players will find a $10 double deck with double down before and after splitting. This game hits soft 17, however, for $25 the dealer stands on all 17’s. Most MGM properties offer the hit soft 17 game for $25 and stand on all 17 games for $50 or $100.

Single Deck Blackjack Games in Vegas

Even though there are no 3-2 single deck blackjack tables in Vegas, there are still plenty of one-deck tables. In this survey you will find all the casinos in Las Vegas that have single deck games.

Hi guys. This is Mike.

The topic of this Wizard of Odds Academy video will be on the importance of a blackjack paying 3 to 2 odds in blackjack as opposed to 6 to 5, which is a very common rule variation right now.

Blackjack Payouts 3 To 2

Here in Las Vegas

You see a lot of players playing 6 to 5 blackjack even at high amounts. Frankly, I have no idea why other than out of a ignorance of math.

I hate to have to insult your intelligence by even pointing this out, but 3 / 2 = 1.5, 6 / 5 is 1.2. The player will get 30% of a bet more with every winning blackjack if he's playing 3 to 2 blackjack as opposed to 6 to 5.

How important is that rule mathematically?

Let's see:

Let's assume six decks of cards, which is the norm, and that the player has no knowledge of any other cards in the deck. The probability that the first card the player gets is worth 10 points, is 96 / 312 because there are 96 10-point cards, 16 x 6 is 96, and 312 total cards in the shoe. 52 x 6 is 312. Assuming the player's first card is a 10-point card.

He at least has hope of a blackjack. He will need an ace or that second card. There are 24 aces in the shoe, and 311 cards left.

However...

...the player might get the ace first. It's just as likely to get the ace first in a blackjack as a blackjack, starting with a 10-point card. We multiply this by two. The probability the player gets a blackjack is equal to 4.75%. However, in order for this pay to make any difference, it must be a winning blackjack. If the dealer gets a blackjack too, then it doesn't make any difference.

Once the player has a blackjack, what is the probability that dealer will get one? Well, again, the dealer could get the ace and the 10 in either order thus the two. There will be 95 10-point cards left in the shoe out of 310 cards. After you take out the two player cards, there will be 23 aces left by the time it's the dealer's second card.

Assuming the player has a blackjack, the probability that the dealer gets one as well is 4.56%. It goes down because the player already has an ace and a 10 out of the shoe. The odds are a little bit down due to the effect of removal. The probability that the player has a winning blackjack equals 4.75% x (1 - 4.56%).

In other words, the probability of a player blackjack and times the probability that the dealer does not have a blackjack, so the probability that the player has a winning blackjack is equal to 4.53%.

The math of this is really quite easy

The probability the player has a winning blackjack is 4.53%, which is conveniently one in 21, and the game is called 21. That's easy to remember. Every time the player gets a winning blackjack, if he's playing 3 to 2 blackjack as opposed to 6 to 5, he will win 0.3 times his bet more because (3 / 2) - (6 / 5) = 0.3, as we showed before. 4.53% x 0.3 = 1.36%.

That means...

...f the player plays 6 to 5 blackjack as opposed to 3 to 2, he's giving the casino an extra 1.36% of his bet, probably for nothing. This assumes all other rules being equal.

Okay, I hope that I have convinced you guys not to play 6 to 5 blackjack when given the choice. However, if you're still on the fence, let me throw some more numbers at you.

These are all based on what are normally, otherwise, fairly standard Las Vegas Strip rules. You can find these at most of the MGM / Mirage properties. Dealer hits a soft 17, double after split allowed, player make double on any two cards, surrender is allowed, and resplitting aces is allowed. With correct basic strategy, and a blackjack paying 3 to 2, the house advantage under those rules is a nice low 0.46%.

That is giving the casino less than one in 200 hands.

It's a pretty cheap way to gamble. However, if we just change that blackjack pay from 3 to 2 to 6 to 5, then, as I just showed you, the house advantage goes up by 1.36% to 1.82%, so 0.46% to 1.82%, that is almost four times as high. That's paying four times as much for the same service and product.

Let me tell you what that looks like in terms of your expected losses per hour:

If you are a $5 player, an hour worth of play on average will cost you $1.66 at a 3 to 2 table, and $6.55 at a 6 to 5 table. A $10 player can expect to lose $3.31 per hour at a 3 to 2 table, and $13.10 at a 6 to 5 table. A $25 player can expect to lose $8.28 at a 3 to 2 table, and $32.76 at a 6 to 5 table.

Finally, a $50 player can expect to lose $16.56 at a 3 to 2 table, and $65.52 per hour at a 6 to 5 table.

I hope I've convinced you to stay away from 6 to 5 blackjack wherever you can. Now, I'm sure a lot of you are saying, 'Mike, I'm a low roller. I'm uncomfortable with the limits at the at the 3 to 2 tables.' If that's true, okay, I get it.

What Does Blackjack Pays 3 To 2 Mean

You may not really have the choice in that situation, and you may be stuck with 6 to 5, if you must play. Sometimes there's just nothing you can do about it and the situation is only getting worse.

Blackjack Payout Chart

The casinos here in Las Vegas as well as I think everywhere in the United States, are trying to phase out 3 to 2 blackjack slowly but surely as it's really not very profitable for them.

I don't think I have anything much more to say on this topic. Thanks for watching and I'll see you in my next Wizard of Odds Academy video. Thank you. Bye, guys.

Blackjack Pays 3 To 2 Ne Demek

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